Understand most common Types of Car Insurance Coverage

Well getting the right car insurance a bit more involved in finding the lowest price it's important that you get right hemorrhage readings and first you need to understand what the mail there by main categories or tight auto insurance coverage 

let's go through them your liability coverage is the most common because almost every state mars you carry minimum now important right people liability coverage pays damage you God impact you are all specifically liability covered bodily injury and property damage and others remember that liability insurance does not cover any you're damaging protect others from damage you on and also protects you  without it you can be on the the entire cost accident at talk collision coverage is the second most common type car insurance coverage it will be but damages to your car from an accident even in europe as the name implies collision coverage pays for damage incurred when you're driving and collided with another hot no losses for non-cash stuff like that more weather damage are not covered by your collision insurance for those thing you need something called comprehensive comprehensive coverage kicks and to cover losses that aren't totally out of your control like collision coverage comprehensive coverage is optional he will protect you from losses due to fire vandalism that hitting an animal or damage caused by certain natural disasters for comprehensive coverage well cover every for example most policies will not cover damage due to freezing even know it's weather-related comprehensive average usually doesn't have a breakdown either you should find out what including before purchasing comprehensive coverage is often more attractive to drivers a new or expanded be some lenders may even require comprehensive coverage as a condition financing will be home to recap we've got over liability insurance which covers damage you do too other collision insurance which covers crash related damages to your car and comprehensive insurance which covers certain unpredictable damages to your car but what about injury suffered by you or your passengers if you weren't at fault the other driver's liability coverage should pay pin or damaged or you can purchase your own medical coverage for additional tax medical coverages use the optional but certain no monthly will require you to buy minute call personal injury protection personal injury protection is also known as no fault insurance because like medical coverage it will pay the cost treating your injuries regardless who was at fault impact finally uninsured or underinsured motorist coverage will protect you against the Red at me hit by an uninsured or underinsured driver estimated that almost 15 percent American drivers do not carry the legal minimum amount car insurance as required by their state you are hit by one of these people you won't be able to collect from a liability policy they don't happen uninsured motorist coverage will pay for your medical expenses and lost wages many states now require uninsured motorist coverage for bodily injury you might have the option to purchase the property damages under-insured coverage kicks in when you're in your damages and expenses exceed the limit me at mock driver's liability coverage when you're shopping for auto insurance policy make sure you know exactly what you're getting and why find out with covered wanted what you need to state legal and what you need to stay protected financially .