then you need commercial auto insurance now what does it cover it covers your liability if you are negligent in an accident so let's say I wanna hear voices drive in one of your commercially owned vehicles and they cause a wreck they kill somebody in that situation if they're negligent your business will be sued in all likelihood if there's a lossy for wrongful death and that's what where commercial liability coverage comes into place now if you have a flea vehicles or if you have several vehicles it's very important to properly insure them and in most cases a you're gonna have a lot really sure it's in your also gonna have damian you can have insurance that covers damage to your vehicle's which is called comprehensive and collision whether the comprehensive covers that things like hey all are backing into tree you're hitting a deer animal and occlusion car covers where you collided with another vehicle now that's what it covers there some other parts that if you're a business owner in the any one of your employees get seed because every one of your boys cuz array can cause you get sued for their activity then you're gonna wanna have liability coverage in place that protects you it finds you defense it pays for any judgments against you and when you consider an exposure that business has it can cause a catastrophic loss a really bad auto accident is probably one of the most likely losses a business can have they can hinder the catastrophic arrange North a million dollars or or severe loss even if it's under a million dollars is still a severe loss for most businesses so when you talk about benefits a commercial auto insurance you're talking about protection for your assets protection for your income stream is a business not having to pay expensive defense costs if you're employees or if you get into a wreck and also taking care I love a those liability judgments that are made against you .
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